Save smarter,Earn better.
Earn up to 8% APY paid daily on your stablecoins and collect your earnings in assets like Bitcoin and digital gold.By leveraging blockchain, we offer a safe and global solution for storing wealth and earning passive income.
APY on your savings
Lock-up period
Access to your funds
Safe savings with upside potential
Today, millions of people around the world—especially those in emerging markets or with limited capital—lack access to high-upside financial products like Bitcoin, tokenized assets, or global equities.
Traditional investing often requires risking your principal, navigating complex platforms, and paying high fees. Moreover, crypto-native products typically demand technical expertise, upfront capital, and exposure to volatile assets, making them inaccessible or risky for everyday users.
Principal Protection
Only your interest is invested, keeping your principal safe and liquid.
Global Access
Start with as little as $10 from anywhere in the world.
Our Solution
Upsave flips the risk model: you deposit stable assets like EUR or USD, and we only invest the interest, not the principal, into higher-yielding opportunities.
Upside Exposure
Get exposure to Bitcoin, digital gold, or tokenized ETFs without risking principal.
Zero Complexity
We handle wallets and DeFi complexity, creating everything automatically for you.
Coming soon: Personal IBANs for seamless EUR deposits and withdrawals.
How Upsave Works
Our innovative platform connects traditional banking with decentralized finance, providing you with secure, high-yield savings opportunities.
Secure Deposits
Multiple gateway options for depositing EUR/USD through traditional banking channels
Smart Distribution
Automated interest distribution and asset conversion through our distribution engine
Yield Generation
Access to various yield-generating protocols while maintaining security of your principal
Key Features
Experience the future of savings with our innovative platform
High Interest Rates
Earn up to 8% APY on your USD savings—maximize your returns with competitive, high-yield interest.
Self-Custody
Enjoy full control over your funds. Withdraw anytime, with no lock-up period or restrictions.
Asset Conversion
Effortlessly convert your earned interest into Bitcoin, digital gold, or other assets. Gain exposure to crypto without the risk to your principal or the complexity of trading.
Easy Start, Clear Insights
Rapid & Easy Onboarding
Get started instantly with multiple login options—sign in using your Google account, Coinbase Smart Wallet, or email.
Simplicity
Built for everyone—an intuitive, seamless experience that makes saving and earning effortless.
Financial Dashboard & Tracking
Stay in control with real-time insights into your earnings. Track your interest, monitor rewards, and watch your BTC balance grow with clear, transparent reporting.
Sign in your way.
Multiple options available—let us know if yours is missing!
Connect with your Google account
Coinbase
Connect with your Coinbase Smart Wallet
Connect with passwordless email
Save, Earn, and Access Anytime
Start your journey to smarter savings in three simple steps
Deposit Your Savings
Securely deposit your stablecoins into your Upsave account. Alternatively, purchase stablecoins with EUR or USD through our trusted partner, Coinbase.
Earn High Interest
Grow your savings with competitive interest rates. Accumulate Bitcoin and other digital assets during market dips, preserve your wealth, and convert your interest back to stablecoins anytime.
Transfer, Withdraw & Off-Ramp
Your funds are always accessible. Send money to friends and family, withdraw your savings, or seamlessly convert your stablecoins to fiat—quickly and at any time.